Is Frisco, TX a good place to retire? Yes. Frisco pairs mature, city-level infrastructure with years of growth still ahead, three full-service hospitals, championship golf at PGA Frisco, one of the lowest crime rates of any large U.S. city and no state income tax on retirement income.
In our line of work, we track cities the way an investor tracks a portfolio. We look for the indicators that signal a market is approaching a tipping point: the kind of convergence of wealth, infrastructure, safety and lifestyle investment that creates a lasting advantage for people who choose to live there.
Frisco has been signaling that convergence for years. With 87% of the city developed and a wave of landmark investment coming to completion, we believe the moment for retirement in Frisco is here.
How Fast Is Frisco, TX Growing?
Frisco has grown 450% since 2000. It now has a population of nearly 245,000, a median household income of $150,212 and a poverty rate of just 3.55%, among the lowest in the Metroplex. The city is still approximately 87% developed, meaning it retains years of additional growth momentum while its infrastructure is already at a mature, city-level standard.
For retirees, a city at this stage of its trajectory offers something rare: the ability to get positioned ahead of the full premium build-out, in a community with world-class services already in place.
What’s Being Built at Fields in Frisco?
The Fields development is the largest master-planned project in Frisco’s history: 2,500 acres along the Dallas North Tollway anchored by the PGA of America headquarters and Universal Kids Resort.
Fields West, the $800 million, 55-acre urban village, went vertical in December 2025 with 350,000 square feet of retail, restaurant and entertainment space, a Ritz-Carlton, luxury residential and a second hotel. It was 70% pre-leased before a single floor was built. When it’s complete in 2027, it’ll be the premier luxury urban experience in North Texas.
And on July 1, 2026, Universal Kids Resort opened. The $550 million theme park makes Frisco one of the most visited family destinations in the South. For retirees with grandchildren, this isn’t a minor amenity. It’s a reason for families to gather here for years, and a natural moment to think about a multi-generational wealth plan that lasts.
Why Is PGA Frisco a Draw for Retirees Who Golf?
The Omni PGA Frisco Resort & Spa, home to two championship golf courses and the official headquarters of the PGA of America, is already one of the finest golf destinations in the country. In 2027, it hosts the PGA Championship, putting Frisco on a global stage.
For golfers who retire here, this is a permanent home-field advantage: championship-caliber golf, PGA professional instruction and the prestige of living where the PGA of America chose to make its home.
What Hospitals Serve Frisco, TX?
Frisco is served by multiple full-service hospital systems: Baylor Scott & White Medical Center Frisco, Texas Health Frisco and Medical City Frisco, all within the city or immediately adjacent.
Is Frisco, TX Safe for Retirees?
Frisco has consistently ranked as one of the safest cities in the United States among cities over 200,000. Violent crime rates are among the lowest of any major American city. This isn’t an accident; it’s the product of intentional planning and a strong, stable tax base.
What Does It Cost to Retire in Frisco, TX?
Texas has no state income tax. Every dollar of Social Security, IRA distributions, 401(k) income, pension, and annuity income is free from state taxation. Collin County’s Over-65 property tax exemptions further reduce the burden for qualifying seniors, and they’re worth building into your retirement tax strategy before you buy.
Frisco’s median home value of approximately $538,000, combined with a cost-of-living profile that remains accessible by Metroplex standards, positions it as one of the most financially balanced retirement options in North Texas, alongside neighboring McKinney. The right number for you still starts with how much you’ll need to retire, not the price of the house.
Our Assessment: Why Frisco Stands Out for Retirement
Frisco is at the convergence point we look for. The infrastructure is mature. The investment is accelerating. The safety profile is exceptional. The window to get positioned ahead of the Fields West and PGA Championship completions, before the premium on living here fully reflects what Frisco is becoming, remains open.
If you’re thinking about what retirement in Frisco could look like, we’d genuinely welcome that conversation.
Download Our Retirement Guide
Weighing a move to Frisco for retirement? Get the Peak American Retirement Guide and start mapping your income, taxes, and housing budget before you choose a neighborhood.