Retirement Planning

Retirement isn’t a single moment—it’s a journey that unfolds over decades, shaped by the decisions you make today.

This guide provides a clear, comprehensive walk-through of the essential components of a successful retirement plan, designed to replace uncertainty with confidence and intention. You’ll gain perspective on why early planning creates greater freedom, how Peak’s philosophy supports high achievers with clarity and precision, the mission and values that anchor every recommendation we make, and a practical roadmap that aligns each phase of life with the strategies that matter most—so you can move toward retirement with purpose, control, and peace of mind.

Why Retirement Planning Is More Than a Number

✔ Understand the true landscape of retirement

✔ Build a roadmap based on your age and retirement stage

✔ Turn your savings into sustainable income

✔ Avoid common—and costly—retirement tax mistakes

✔ Protect your wealth from market volatility

✔ Plan proactively for healthcare and long-term care

✔ Know whether you're working with the right advisor

 A comprehensive walk-through of the core components of a successful retirement plan, including:

Understanding the True Landscape of Retirement Planning

Common Retirement Planning Myths That Create Uncertainty

 The Hidden Risks That Can Derail a Retirement Plan 

Welcome to Peak – Our Planning Philosophy

Clarity, Strategy, and White-Glove Care for High Achievers

What Makes Peak’s Retirement Planning Process Different

• The Principles Behind Every Retirement Recommendation We Make 
• Fiduciary Guidance Built on Trust and Transparency 
• Planning With Purpose, Precision, and Personalization 

• How Timing Decisions Impact Lifetime Income 
• Understanding Full Retirement Age 
• Social Security Claiming Strategies That Maximize Benefits 

• Preparation Stage (40–55)
• Planning Stage (55–65)
• Transition Stage (62–70)

• Coordinating Social Security, Pensions, and Annuities 
• Smart Investment Withdrawals and RMD Strategies 
• Balancing Growth and Income for Long-Term Stability